How Storm-Damaged Roof Affects Different Types of Roofing Materials

June 3, 2025

June 17, 2025

storm damaged roof

A heavy storm often damages your roof. Since homes have different roofing materials, understanding how each responds to high winds, hail, and water can help you identify potential issues and know when to act. After an extreme weather event, scheduling a prompt inspection and roof repair service for storm damage can help you avoid leaks, structural issues, and higher costs down the line.

In 2024, roof repair and replacement costs in the U.S. reached nearly $31 billion, a 30 percent increase since 2022, with wind and hail accounting for more than half of all residential claims. If you're already dealing with storm damage, it's smart to consult with a team that understands the local climate and the whole roof replacement process.

In this post, we'll break down the most common types of storm damage homeowners deal with in Reno. Whether you're facing minor issues or considering a complete replacement, Mountain Vista Roof Systems will help you make informed decisions about protecting your home.

What Is Considered Storm Damage to a Roof?

Storm damage to roofs can happen during high winds, hailstorms, heavy rain, snow, or when flying debris hits the surface. Common signs of a storm-damaged roof include missing or cracked shingles, dents in metal panels, loose tiles, attic leaks, or sagging roof decking. Any of these can indicate a storm-damaged roof that requires prompt attention.

Take clear photos of the damage as soon as it’s safe, and contact your insurance company right away. Early documentation is helpful when filing a claim and can expedite your roof repair process.

Common Types of Storm Damage to Roofs

The type of storm damage often depends on the weather event itself and how well the roof was built and maintained. Below are the most common types of roof damage from storms, and what you should watch for after severe weather hits.

Wind Damage

High winds can tear off edge shingles, lift tiles, or expose nails, especially on older roofs or those not properly installed. Over time, even small gaps can let in water, leading to leaks and structural issues. Some materials resist wind better than others, but no roof is immune to storm damage.

If you notice curled or missing shingles after a storm, act quickly. Catching storm damage to roofs early helps prevent deeper problems. A fast response may save you from a complete roof replacement later.

Hail Damage

Hail doesn't need to be large to cause trouble. It can bruise shingles, knock off protective granules, crack tiles, or leave dents in metal roofing. Metal roofs often show visible dings, but damage to shingles can be harder to spot without a close look.

Uncontrolled hail damage can lead to leaks, rot, or mold. Prompt repairs after a storm help keep your home protected.

Water Damage

Heavy rain or melting snow can push a roof past its limits. When water gets in, it can leave behind stains, cause deck rot, or even lead to mold inside your home. These signs often appear gradually but can cause serious harm if ignored.

A trusted team offering roof repair for storm damage can help stop leaks before they spread. Depending on the extent of the damage to your roof, you might need patching, resealing, or, in some cases, a complete replacement.

How Storms Affect Different Roofing Materials

The material on your home, whether it’s asphalt, metal, tile, or wood, can change how your roof holds up against wind, hail, and water. Knowing how each type responds helps you spot problems early and plan the right fix.

Asphalt Shingles

Asphalt shingles are one of the most common roofing materials. They're affordable and relatively easy to repair. But after a severe storm, they can show wear quickly. Hail and wind often lead to granule loss, curling, or cracking, which leaves your home more exposed to water intrusion. Once roof damage from storms occurs, the average lifespan of your shingles can drop by several years.

In some cases, it makes more sense to explore a complete roof replacement rather than patching the same areas.

Metal Roofing

Metal roofing stands up well to strong winds, making it a solid choice in storm-prone areas. But hail can leave dents, and extreme weather may loosen seams or fasteners. Minor damage is often easy to fix, but if you're dealing with larger dents or separated panels, a section might need to be replaced to keep your storm-damaged roof watertight and secure.

Regular inspections after storms help prevent issues from turning into costly repairs. 

Tile Roofing (Clay/Concrete)

Clay and concrete tiles are built to last, but hail and flying debris can crack or break individual tiles, especially around the roof's edges. Because tile roofs depend on careful placement and weight balance, even a few broken tiles can leave your storm-damaged roof vulnerable. It's essential to identify and replace damaged tiles promptly to prevent moisture from seeping underneath.

If damage is widespread, your roofer may recommend a more extensive roof repair solution.

Wood Shingles/Shakes

Wood roofing has a classic look, but it's especially vulnerable to the elements. Heavy rain, snow, or even just high humidity can cause shingles to swell or rot over time. Strong winds may also lift and dislodge them, exposing your home to leaks. If you're dealing with damage, you might be able to replace a few sections.

However, if damage continues to occur or moisture seeps in, consider a complete roof replacement.

Storm-Damaged Roof: Steps to Take After a Storm

After a major storm, knowing what to do immediately helps protect your home, expedite the repair process, and increase your chances of a successful insurance claim.

  1. Stay safe, avoid climbing during wet, windy, or icy conditions.
  2. Document any visible damage quickly. Photos and notes help with insurance.
  3. Call for a roof inspection; early action often saves work and money.
  4. Use our storm damage roof checklist to check for damage and guide your next steps.

Storm Damage Roof Repair Vs Replacement

In some cases, a simple repair can accomplish the task. However, if the damage is widespread or recurring, it may be more sensible to replace the roof entirely. Knowing when to repair and when to replace can help you make the most cost-effective decision for your home.

When Repair Makes Sense

  • Only a few shingles are affected.
  • Damage hasn’t led to interior leaks.
  • The roof deck is still sound.

When Replacement Is Necessary

  • Widespread damage across multiple sections.
  • Structural issues like sagging emerge.
  • Shingles are old and nearing the end of their life.
  • If the damage is caused by a storm or severe weather event, roof replacement may be covered by your homeowners' insurance policy.

Preventive Tips for Minimizing Storm Damage to Roofs

While you can't control the weather, you can prepare your roof to handle it better. Regular maintenance, smart upgrades, and a few simple habits can reduce the risk of costly storm damage.

  • Schedule roof maintenance in the spring and late fall - or after a heavy storm.
  • Keep gutters clear and trees trimmed.
  • Consider impact-resistant shingles or metal roofing reinforced for storms.
  • Reinforce flashing, vents, and other roof penetrations.

Get Ahead of Storm Damage

If you suspect storm damage, don't wait. Even a roof with minor damage can cause leaks, mold, or costly structural problems. A timely inspection can help you decide whether you need a roof repair or a complete roof replacement.

Need professional help? Contact Mountain Vista Roof Systems today to schedule a professional assessment. We offer trusted roof repair services in Reno and the surrounding area.